Author: effyoumoney


Where I am now

At this point in my life, I’m very fortunate to have a bunch of excess money every month.  Since this is an anonymous blog, it’s great that I can discuss real numbers without worry...


Where I’ve been

I wasn’t always treating money like it could buy my freedom.  I was treating it like most people do — a way to buy all the things I want.  When I ran out of...



Hi there and welcome to Eff You Money.  My goal here is to write down my journey to financial independence and early retirement.  My salary is modest ($55k/yr), but so are my needs.  I need...